What sets our offering apart is how carefully we're able to match our plans to the realities your employees face in their daily jobs. Whether they educate the next generation or keep neighborhoods safe, whether they oversee public budgets or public works, we cater to their unique needs.

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Give and take. The Hartford offers many product features that bend, flex and adjust to the special needs of your employees. Such as a pension contribution benefit. And specialized, additional life insurance protection for police and fire fighters.

Getting greener. Similar to you, we take our planetary responsibilities seriously. Learn how we're getting greener to protect the air, water and land all of us depend on.

We make complex plans seem easy.

For more than 30 years, The Hartford has stood behind government and education employees with flexible insurance plans. And today, we're partners with more than 1,500 public employers. That includes 325 public school systems, community colleges and universities, each with unique contracts that our plans accommodate with ease. Choose from an array of options, from group disability and life to total absence management and retiree health. Whatever you choose, count on:

A flexible definition of earnings. We can accommodate the earnings teachers may receive from extra-curricular activities.

A customized definition of eligibility. We can write your policy to ensure that academic employees are covered year-round.

An understanding of collective bargaining agreements. No matter how complicated, we have the expertise to work within your legal obligations.

Billing and claims, timed to your schedule. We can arrange payments around academic calendars.