Your practice is unique in its specialty, philosophy, hours and offerings. Your income protection package should be, too. The Hartford can tailor your life and disability insurance to help match your precise needs. Whether you need to build in coverage for a longer work week. Or protect against the special risks that affect health professionals. So you can feel better about the future.

Did you know?

Healthy outlook. The Hartford believes in being proactive about health issues that impact all of us. For that reason, we are an EPA Climate Leader and participant in the EPA Energy Star program. 

Taking care of unique abilities.

Whether you're a physician, dentist or chiropractor, you have unique skills, abilities and risks that require special consideration and protection. The Hartford provides it through generous coverage and flexible underwriting. Here are some highlights:

Subspecialty or own-specialty definition of disability. You're generously protected if you can't perform the specialty you're trained for, without the need for board certification, minimum income, or time test in that specialty.

Dedicated underwriters, claims and service account specialists. Your account will be handled by seasoned professionals who understand the insurance needs of health specialists.

An enhanced Long-term Disability (LTD) contract designed specifically for physicians. It includes additional protection for special risks, such as an infectious and contagious disease benefit, and a progressive illness benefit.

Robust value-added services that cater to physicians' needs. We provide services designed to help health professionals and their families cope after a disabling event or loss. And feel safe and secure when they're far from home.