Built right into our products are services that go beyond the monetary benefits, delivering help with the challenges that come before and after a claim.

Life Conversations: Giving your employees the final say.

The Hartford offers unique services that help your employees remain secure away from home and make decisions about sensitive end-of-life issues. Like who should inherit their property. And where they'd prefer to have their funeral take place. Giving them power over their lives even when they're most vulnerable. By offering it through The Hartford, you can assure them of reasonable group rates. Services include:

• Funeral planning and concierge services.¹ A suite of online tools to guide employees through key decisions before a loss, including help comparing funeral-related costs. After a loss, this service includes family advocacy and professional negotiation of funeral prices with local providers-often resulting in significant financial savings.
• Estate Guidance^®(online will preparation).² A service that helps employees protect their family's future by creating a customized and legally binding online will. Online support is also available from licensed attorneys, if needed.
• Beneficiary Assist^®.³ Compassionate expertise to help employees or their loved ones cope with emotional, financial and legal issues that arise after a loss. Includes unlimited phone contact with professionals, as well as five face-to-face sessions.
• Travel Assistance.⁴ Pre-trip info that helps travelers get a leg up on their journey. Plus emergency medical assistance and personal help far from home when unexpected detours arise.
• Parent conversations. When your employees enroll in Voluntary life insurance, they'll be able to use the funeral planning and concierge services with their parents and stepparents.   

Other extras: Empowering resources they'll appreciate.

When employees feel vulnerable, whether as victims of ID theft or as victims of circumstance, they need easy access to professional resources. Here are three that are proven winners:

• Ability Assist^®(professional help after a disabling event).⁵ Employees enrolled in our Long-term Disability plan receive professional counseling for financial, legal and emotional issues, 24/7/365. Includes unlimited phone access and five face-to-face sessions per year.  Services may also be available to spouse and dependent children.
• Identity Protection.⁶ Personalized, expert assistance with the multiple steps essential in recovering a stolen identity. A hotline is available 24/7, and employees are assigned certified caseworkers to help them every step of the way.
• GuidanceResources. Helps find solutions to simple and complex life concerns through confidential and professional services as part of the employee assistance program (EAP). Services include but are not limited to expert counselors (grief and family matters) as well as financial and legal consultations.

¹ Offered through Everest Funeral Package, LLC (Everest). Everest is not affiliated with The Hartford and is not a provider of insurance services. Everest and its affiliates have no affiliation with Everest ReGroup, Ltd., Everest Reinsurance Company or any of their affiliates. For more information on ComPsych, visit www.compsych.com. Source: Business Insurance, Largest EAP Provider 2008 Survey, January 2009 edition.
^2,3,5 Offered through ComPsych^®, the largest provider of Employee Assistance Programs, managed behavioral health and work-life crises intervention. ComPsych is not affiliated with The Hartford and is not a provider of insurance services. For more information on ComPsych, visit www.compsych.com. Source: Business Insurance, Largest EAP Provider 2008 Survey, January 2009 edition.
⁴ Travel Assistance is provided by Europ Assistance USA. Europ Assistance is not affiliated with The Hartford and is not a provider of insurance services.
⁶ Provided by Trilegiant Corporation, which may modify or terminate all or any part of the service at anytime without prior notice. None of the benefits provided to you by Trilegiant Corporation as a part of the Identity Protection Support Service are insurance. This brochure, the Identity Support Service Terms and Conditions of Use, and the Identity Fraud Support Service Kit constitute your benefit materials and contain the terms, conditions, and limitations relating to your benefits. This service may not be used for business or commercial purposes or by any person other than the policyholder.