As Baby Boomers retire in record numbers, the rise in new retiree health claims can be risky, especially for self-funding groups. The Hartford can help. We offer flexible solutions that shift the risk away from companies. While catering to the special needs of retirees with flexible solutions.

Why Retiree Health Coverage?

• More than half (54 percent) of early retirees say they retired because of health problems or disability. ¹
  
• 44 percent of all retirees say they've spent more than expected on health care expenses. ²

Integrates with Medicare and helps offload your burden.

The Hartford's fully insured group retiree medical plan helps pay the Medicare eligible deductibles, co-payments and out-of-pocket medical expenses not covered by Medicare. Plus, it helps take the burden off of your company while potentially lowering costs. A few of the advantages:

• Multiple group sizes are eligible, from as few as two to as many as thousands. Customized plans are available for groups of 100 or more.
• Retirees, their spouses, widow(er)s and domestic partners age 65+ and entitled to Medicare, are all eligible.
• By segmenting your age 65+ retirees into our plan, you can better control overall costs.
• We handle the time-consuming details, freeing up your HR staff.
• Our customer service reps are specifically trained to work with the senior population.
• You can choose from a variety of prescription drug options for a better fit with your retirees' needs.
• There are no networks to worry about. Retirees have access to any provider or hospital, countrywide-at home or away.
• Plan designs are flexible enough to suit the needs of your retirees as well as your budget.
  

Learn more about retiree health coverage.

^1,2 Taking Note: Retiree Health Benefits in the Recession, Dec. 17, 2008. http://takingnote.tcf.org/2008/12/retiree-health-benefits-in-the-recession.html