Disability Products for Association & Affinity Groups

These Disability products are designed especially for associations and affinity groups.

• Associations can offer coverage to members.
• Financial institutions can offer coverage to their customers.

Disability Income Protection

Covers individuals who can't work because of an illness or injury. The plan focuses on helping people return to productive lives. more information

Accident Disability Plan

Covers individuals who can't work because of an injury that occurs on or off the job. Because it covers injuries, but not illnesses, costs are more affordable than with typical illness and injury plans. The plan also offers other distinct advantages. more information

Business Overhead Plan

Provides protection for business owners who suffer a disability and can't work. In addition to disability income benefits paid to the disabled individual by The Hartford, the Business Overhead Option reimburses actual business expenses including office rent, utilities and employee salaries.

As with all insurance products, certain exclusions, limitations or benefit reductions may apply. Your Hartford representative can provide you with full coverage details.