Term Life Insurance

Our Term Life plans offer financial protection for families, with coverage also available for spouses and dependents.

Plans come with these options:

• Living Benefits Option — receive a portion of the death benefit while living, if terminally ill
• Spouse Continuation Provision — a spouse's coverage can continue even after the death of an insured member
• Waiver of Premium — pay no premiums in the event of a disability
• Conversion Privilege — no proof of good health is required to convert to an individual policy
• Senior and Joint Term Life — plans with no termination age for retirees and their spouses age 50 and over, and joint plans for husbands and wives

Death by suicide is covered only after an individual has been insured for two years by The Hartford's term life policy.

Benefit amounts will be reduced at certain ages. Ask for details about benefit reductions when considering a term life policy.