Accident Disability Plan

Pays benefits equal to a portion of monthly salary to individuals who can't work because of an injury that occurs on or off the job.

Known as Earnings Guard™, our Accident Disability Plan provides 24-hour accident coverage anywhere in the world.

Plan highlights:

• Illness is not covered, so costs are more affordable than with typical illness and injury plans.
• Benefits can be set at up to 70% of regular monthly pay to a maximum of $2,000 to $5,000 per month.
• Coverage can't be turned down for medical reasons.
• Benefits are paid in addition to any other disability benefits or Social Security.
• Benefits are payable for up to 2 years.

This plan is available to association members, their spouses, and their employees. The association can specify eligibility requirements, benefit amounts, and waiting periods.