Short Term Disability for Employers
Pays benefits equal to a portion of the employee's wages when employees can't work because of non-work-related disabling illness or accidental injuries. Employers can select benefit amounts, how long benefits will be paid, and other plan features.
When an employee reports a claim, our electronic triage system makes possible quick attention on claim management from the right people, and quick decisions.
To encourage employees' return to work, STD can include rehabilitation services, if needed, as well as professional counseling. And partial benefits are paid if employees return to work part-time.
STD easily integrates with LTD, FMLA Administration and Workers' Comp.
Employers also have access to various levels of information management reporting.
Why offer short-term protection?
- Some 2/3 of disabilities are non-work-related — and not covered by workers' comp.1
- Without a paycheck, the typical employee's savings last less than 5 weeks.2
- Managing treatment early, especially for disabilities that could become long-term, can mean better outcomes and faster return-to-work.
The Hartford also provides:
- Statutory plans and plan administration
- Administration for salary continuation plans
1 National Safety Council, Injury Facts 2000
2 Response Research Analysis, 1996